Do you have a sweet spot for rebates? The latest Citi Cash back Card provides for so you can six% rebate into the supermarket purchases and.
It’s suitable for go out-to-go out spending to have moneysmart folks who want to located rebates alternatively away from advantages.
Only at that creating, for those who submit an application for the latest Citi Cash return card regarding today until Oct 30, 2019 and possess recognized, you’ll found P5,one hundred thousand worth of SM Gift Pass as your welcome present.
Therefore assist’s take a look at precisely what the Citi Money back credit provides, and its particular small print. See if this credit is really a good “each and every day serving of enjoyment” while the said.
How come the fresh new Citi Money back Credit work?
The brand new Citi Cash return Credit is recommended for folks who spend on market and utilities. To obtain around 6% rebate, you will need to use the cards with the using classes such due to the fact electricity, drugstore orders, food, plus, and you may spend at the very least P10,000.
Read this shot calculation extracted from the official Citibank webpages. The new numbers are merely advice and will not think on your declaration away from account.
[ Source: Screengrab out-of Citi Money back Borrowing webpage, 08 Oct 2019]
A household of five – using P15,one hundred thousand toward groceries and you can Meralco debts, and you may P10,one hundred thousand on the power, dining, and entertainment, will have a complete cashback from P1,000 for each report times.
Once more, this new quantity are very different dependent on your genuine purchasing.
You could discovered doing P1,one hundred thousand cash back for every single statement week, that’s all in all, P12,100 for the entire seasons.
In a nutshell, you get these types of rebates if you meet the conditions and you can standards.
For folks who’re also not-living for the Region Manila, you could have some doubts about it cards once the 2% rebate was tied up which have Meralco, and this isn’t in almost every other provinces.
Preferably, which card is more suited to a family group off 3-4 having a reliable income, residing in Region Manila or even in the fresh suburbs, and contains a monthly domestic debts of approximately P30,100.
If you’re also just undertaking at the job with on average on the P20,000-P25,one hundred thousand paycheck, which credit isn’t a good fit. You wear’t must end up overspending merely to obtain the six% promotion when there are other options to have young gurus as if you.
Due to the fact most other Citibank handmade cards, you should use it card into the #Love2Click advertising to have online business. Enjoy exclusive savings within Zalora, Agoda, Reservation.com and you will Winery Philippines, in order to label a number of.
Exactly what can your get about Citi Money back bank card?
You could potentially redeem rebates at a minimum out-of P1.00 along with increments. The new rebates are up coming credited for your requirements.
In order to receive dollars credits, you should get on www.citibank.com.ph/thankyou otherwise posting an Sms, as long as you utilize the same cellular matter you registered which have Citi. Simply follow the format, RWDSREDEEMLast 4 digits of the Citi and you may publish it so you’re able to 29480 (e.grams. RWDSREDEEM 1234 Dollars 100).
Remember that the newest redeemed rebates commonly considered payments to your card and can’t be employed to offset your lowest matter due.
Other options to Citi Cash back Card
For those who’re not satisfied into the Citi Money back card, there are other selection offering up to 5% rebate.
Particularly, the brand new Eastwest Everyday Titanium offers so you’re able to 5% promotion toward requirements, nevertheless also need to devote to most other categories.
Protection Bank Complete Cashback are a competitor, as well, as it now offers four-tiered rebates as high as 5% on the goods, fuel, tools, searching, and you may restaurants.
Eastwest Bank Informal Titanium – as much as 5% discount into the tips
You can aquire as much as 5% promotion on principles including grocery store, stamina purchases, and you can pharmacy sales. It’s and additionally good for household so you can manage your low-important and you may important orders.
But so you’re able to be eligible for the five% discount, you ought to invest about P10,100000 towards the almost every other investing classes, including hotel rental, food, enjoyment, and you will shopping for per recharging period.
So it credit also offers a month-to-month discount limit from P1,100.
Coverage Bank Over Cashback – doing 5% promotion towards the five purchasing kinds
Which cashback cards provides for so you can 5% rebate within these four purchasing kinds: 5% towards the supermarket purchases, 4% on the fuel, 3% into the tools, 2% towards the eating, and you may step 1% to the shopping.
The good thing about which credit would be the fact to have tools, they’re not merely simply for Meralco debts. And you will rating energy rebates at the using gas payday loans in Newnan GA stations all over the country, whether or not you energy up at Shell, Caltex otherwise Petron.
Due to the fact Casual Titanium, it card keeps a discount limit regarding P1,100000 30 days.
As well as the rebates you earn, additionally you discovered award issues. Earn step one prize area for each P20 you may spend. Make use of gathered items to get heavens miles, coupon codes, and much more.
Thus, precisely what do you consider the Citi Cash back credit? You think it suits your everyday needs and you may full existence? Write to us throughout the comments lower than!